Help for Students

admin — Thu, 19 Nov 2009 17:55:59 +0000

Generally possessing little or no credit history, college students still need a credit card which creates a problem when they attempt to obtain a traditional card. Today, student credit cards are designed specifically for those enrolled in universities and four-year colleges. These card actually help them to create and build a credit history. Student cards are somewhat different in terms of rewards and benefits in comparison to consumer cards which can make them the best credit cards tailored just for them. This type of card, when used responsibly, can be for first step in building a solid credit history making it easier to qualify, in the future, for those higher credit limit cards. The Discover Student Card has no credit history required, no annual fee and 5% to 20% cashback Bonus through their exclusive online shopping site. It is offered with 0% APR on purchase for the first 6 months with that rate raising to 14.99% after the introductory period. With purchases like travel, department stores, gas and pet stores, this card give a 5% cashback Bonus.

After getting a credit card

admin — Thu, 13 Aug 2009 21:11:48 +0000

Now that you have looked through all the best credit card deals and gotten yourself a credit card don’t think all the struggle is over. You need to sit and carefully think of what you may be able to do and what is the situation you’d hate to see yourself in be. In this case, many times people forget that once a credit card comes into one’s hand, even more caution is required. Expenditure should not become an everyday thing just because you have got a plastic card in your hand that you think you will be able to pay off later. The answer to all of these problems lies within your own hands. All you need to do is to be careful right from the beginning. Here are a couple of steps that will help you in the care for your credit card and your expenses.

1.Â Â Â Â Â Â Â Check your monthly statement of the credit card diligently. You will have to make sure that there are no additional expenses on the statement. If you do spot some, call up the company immediately to find out what is it all about.

2.Â Â Â Â Â Â Â Make your payments on time. Choosing to delay your payment will cause nothing but havoc to your finances as the interest will keep increasing at an alarming rate and in the end you will be left helpless.

Economics Blog » Credit Cards

Help for Students

After getting a credit card